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Home Improvement Loan

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Have you plans to renovate your home? Maybe a new kitchen, attic conversion or some simple DIY jobs you’ve been putting on the long finger! If so, we o­ffer a flexible Home Improvement loan to suit all budgets.

Here's what you need to know:

You might be wondering what the difference is between our Home Improvement loan and our Home Renovation loan.

  • Our Home Improvement loan is for any purpose related to your home and garden up to €20,000
  • Our Home Renovation loan is specifically for people looking to refurbish or extend their home and require a loan greater than €20,000. 

You can view our loan calculator here to see what interest rates apply to your loan amount.

What Can You Expect To Pay Home Improvements

How our loans work:

First and foremost, you must become a member of Waterford Credit Union to apply for your Home Improvement Loan. Fortunately, when it actually comes to applying for your home loan, you don’t have to leave the comfort of your couch.

Furthermore, you can apply online, email loans@waterfordcu.ie, or call 051-861616 for further details. In addition, you can pop into one of our three branches (Parnell Street, Upper Grange, or Tramore) to fill in an application. 

Once you’ve applied, The decision on your loan is made within a matter of days at a local level.  The loans officer you complete your application with will work with you through each stage. Unlike loan decisions in the bank, decisions are made at banking headquarters.

Discounts and offers:

Waterford Credit Union’s Member Reward Card helps members save money on the products and services they use every day and in turn, encourage members to support local businesses and shop local.

It’s always nice to get a discount when it comes to expensive renovations or improvements with your home. That’s why Waterford Credit Union have teamed up with several local businesses around Waterford to help you make your refurbishing that bit easier. See the list of businesses below:

To find out more about our Member Reward Card, and see the full list of businesses, click here.

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