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Make the Switch to Waterford Credit Union Today!

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Do you have an existing loan with another bank, credit union or lender?

By switching your loan to Waterford Credit Union you can avail of our competitive switcher loan rates. The more you borrow, the lower the rate.

Not a member? Sign up to Waterford Credit Union and switch your loan today. 

Switching your personal loan:

A personal loan is an amount of money you can borrow to use for a variety of purposes such as holidays, home renovations or even getting that new dishwasher you’ve been needing.

Switching your personal loan to Waterford Credit Union includes an easy application process which involves contacting our lending team or visiting us in one of our three branches (Upper Grange, Parnell St and Tramore).

Apply for your personal loan here.

Current Account

We have an extremely competitive current account, with one of the lowest monthly fees on the market.  With our current account, you can go full digital using our app, or you can pop into one of the three fully staffed offices in Parnell Street, Upper Grange and Tramore. 

Thinking about making the switch? Find out more about our current account here.


Are you thinking about switching your mortgage provider?

Switching your mortgage to Waterford Credit Union can provide you with lower interest rates as well as many other fantastic features and benefits. Waterford Credit Union invites applications from First-Time Buyers, Switchers and Home-Movers.

Since 1st January 2019 the Central Bank has developed a new list of guidelines which makes it easier for you to switch mortgage providers. These measures can be viewed here.

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