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Time to breakaway with a Holiday Loan

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Whether you’re planning a well-deserved family holiday or a weekend getaway with friends, talk to Waterford Credit Union about a holiday loan today. We offer fast and flexible loans to suit all budgets.

Why Choose Waterford Credit Union?

  • Excellent interest rate – 9.99% (10.46% APR*)
  • Flexible repayment options
  • Full online banking
  • High loan approval rating – 98%
  • No transaction fees
  • No penalties for early repayments
  • Free loan protection insurance
  • Potential interest loan rebate

Holiday Loan Examples

All holiday loans drawn-down throughout April and May will be  entered into a draw to win a *€300 holiday voucher from Strand Travel!

What do I need?

You will be asked for some documents to support your loan application, the lending officer will go through this with you. For more information see our FAQ’s.

Check out our loan calculator to see how much a holiday loan will cost you.

How do I Apply?

Apply from the comfort of your own home by phone (051-861616), email (loans@waterfordcu.ie) or online. You can also call in to one of our three branches, fill in a loan application form and pop it in “The Purple Box”. More information about Waterford Credit Union, our opening hours and contact details can be found here.

Not a Member? Not a Problem!

If you’re not already a member with With Waterford Credit Union, why not join online or in branch today? Find out more here.

Have an old account you haven’t used in a while? No problem, we are always happy to welcome back old members. To find out more about re-activating your account contact us today.


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Waterford Credit Union


Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. Waterford Credit union is regulated by the Central Bank of Ireland. *T&C’s apply.

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