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Looking for more information on any of our products or services? Find out how to apply for a Current Account, our loan application process, what to do if you get locked out of your Online Banking and much more! 

Here you will also find our community videos, we at Waterford Credit Union love getting out and about, and supporting our local areas.

If you ever have a question, feel free to Ask WCU!


If you need a loan you’ve come to the right place! At Waterford Credit Union, you can apply for a great value loan whether you’re a new member or an existing member.

 Not a member? Not a problem! If you’re not already a member with With Waterford Credit Union, why not join online or in branch today?

New members are welcome to apply, join today – borrow today! No saving history required. Whether it’s home improvement, upgrading your car or investing in your future with an education loan, we provide loans big and small to suit all budgets…

Current Account & Debit Card

Why not bank with your Credit Union. The Current Account service provides a real choice for members day-to-day money needs. Members can now operate a full-service current account, which is separate from your savings or loan accounts.

The Debit Mastercard gives instant access to money in your current account through a globally accepted debit card. Waterford CU is always with you no matter where you are in the world! We promise to never lose our personal touch, your account will continue to be delivered and managed by our friendly and professional staff. You also have the option to call or drop in at anytime.

Waterford Credit Union – a real and beneficial alternative to your bank.

Online Banking

You can register for CU Online+ on our website and access it 24 hours a day, free of charge.It’s quick, it’s easy, and it puts you in control.

What can you do online?

  • Check account balances & recent transactions
  • View / print statements
  • Apply for Current Account/ Debitcard
  • Transfer money Pay bills
  • Calculate loan repayments
  • Apply for a loan

St. Patrick's Day Float 2023

In celebration of our 60th anniversary, we are looking forward to featuring in the Waterford City St. Patrick’s Day parade this Friday 17th March 2023.

Our float “Honeycomb” was created by Spraoi, Waterford and will feature the talented City of Waterford Brass.

Christmas Advert 2022

This year, we have created a message to encourage our members to shop local and support local businesses throughout the Christmas period, starring Waterford Content Creator, Alannah Owens.

With our proud sponsorship of “Shop Winterval”, along with our exclusive Members Reward Card initiative, we have come together to create this wholesome video featuring several local businesses across Waterford.

Tramore Butchers

At Waterford Credit Union we are happy to be a part of the local community. We’re here to help…However big or small the task 🙂
Thank you to Russell and the team at the Tramore Butchers, exceptional customer service coupled with the finest meat.

Tramore Amusement Park

Thank you Michael!

Waterford Credit Union take great pride in supporting our local community here in Tramore, just like Tramore Amusement and Leisure Park.

School Necessities

Thanks so much Vicky and Ciara for calling up to our Official Launch of Waterford Credit Union – Tramore Branch.

School Necessities Ltd are offering Waterford Credit Union members 10% off all stationary and FREE book covering on books purchased in-store!

Find out more about our Member Reward Card Scheme.

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