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Did you know, most day to day banking services are free at Waterford Credit Union?

  • No transaction fees on Personal Accounts
  • Free Online & Mobile Banking
  • Transfer funds to family/friends in Waterford Credit Union instantly for free
  • Set up a new Direct Debit, amend an existing one or cancel for free
  • Standing Orders
  • Bill Payment Services
  • Electronic Transfers
  • Wage Deduction
  • Salary/Social Welfare payment direct lodgement
  • ….and many more
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Student Current Account and Debit Card

Waterford Credit Union offers a full Current Account with MasterCard Debit Card. You can operate a full-service current account, which is separate from your savings or loan accounts. The Debit MasterCard gives instant access to money in your current account through a globally accepted debit card, contact-less payments and most recently the addition of Google, Apple and Fitbit Pay. There are concessions available for students* and seniors.

Waterford Credit Union – a real and beneficial alternative to your bank.

*Members aged between 16-25 and in full-time education are exempt from the monthly maintenance fee.

*16-17 year olds require parental/guardian consent.

You can sign up for a current account in branch or online (when logged in to your online banking). Find out more about our current account here.

*In order to be eligible to apply for a current account/debit card/overdraft you need to be a member of Waterford Credit Union and resident in the Republic of Ireland.

Affordable Student Loans

We understand how expensive student life can be – the fees, books/laptops, not to mention accommodation costs. So, if you’re leaving the nest for the first time to embark on your third level journey, or you’re returning to try something new, talk to Waterford credit union about a flexible student loan today. We are here to help!

You can call our lending team on 051-861616, email on loans@waterfordcu.ie or fill in the enquiry form.

Affodable Student Loans
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John Hume Scholarship

Waterford Credit Union and St. Dominic Credit Union have joined forces to offer one lucky student €1,000 per year of any degree course they undertake in the Business School at South East Technological University.

Closing date for applications: 1st September 2023 (no applications will be accepted after this date.)

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