Current Account & Debit Card
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Current Account and Debit Card
Is your bank leaving the market? Are you looking to switch your current account to a new provider?
Why not make the switch today & use Waterford Credit Union for all your day-to-day banking needs.
We have an extremely competitive Current Account, with one of the lowest monthly fees on the market. With a full digital offering, great value loan rates and fully staffed offices – a Current Account from your credit union is an excellent choice.
The Debit Mastercard gives instant access to money in your current account through a globally accepted debit card, a secure mobile app and online banking facility. Waterford CU is always with you no matter where you are in the world!
Features
- Fixed monthly fee of €4.00 (charged quarterly)
- No fees for *Students & *Seniors
- No transaction fees on Personal Accounts
- Globally accepted Debit Mastercard
- Apple Pay, Google Pay and Fitbit Pay digital wallets
- Cashback available
- Contactless Payments
- Free Direct Debits/Standing Orders/Bill Payments
- New and improved Mobile App
- Free Online & Mobile banking
- Instant access to your money in-store, online & ATM’s
- Transfers funds to other WCU members instantly
- Arrange for your salary, pension or welfare payments to be paid into your Current Account
- Overdraft for unexpected expenses (T&C’s apply)
Waterford Credit Union - a real and beneficial alternative to your bank.
If you would like more information, please register your interest below and a member of staff will give you a call.
Signing Up
How to sign up?
- Members can sign up online (once registered).
- Alternatively, you may do so in-branch at Parnell Street, Upper Grange or Tramore.
*In order to be eligible to apply for a current account/debit card/overdraft you need to be a member of Waterford Credit Union and resident in the Republic of Ireland.
Why sign up for a Student Current Account at Waterford Credit Union?
- Free day-to-day banking for students
- Free Online & mobile banking
- Globally accepted debit Mastercard with contactless
- Reduced rate student loans
- Access to Mastercard Priceless Cities
*16-17 year olds require parental/guardian consent.
Current Account Info
Current Account brochure
- Details can be viewed here:
Introducing Current Account brochure
Lost or Stolen Debit Card | Suspicious Transaction
- If you need to get in contact regarding a lost or stolen debit card or you are suspicious of a transaction on your debit card account please call our ‘Credit Union Card Services’ team on 01-693-3333.
The Fraud Awareness Booklet is available here.
Current Account & Debit Card T&C’s
Please click here.
In order to open a *Student Current Account and avail of a fee concession, you must be aged 16 – 25 years, resident in the Republic of Ireland and in full time third-level education. If you are 16 or 17 years of age, we require the consent of your parent or guardian for you to open an account.
*Senior members aged 66 years and over may receive a fee concession where there is a verified date of birth on their account.
Apple Pay, Google Pay and Fitbit Pay
To set-up Apple Pay, Google Pay and/or Fitbit Pay, just download the app, enter your Debit Card details by scanning the card or entering the details manually, and submit a One Time Passcode. Use wherever Contactless payments are accepted. You simply hold your mobile phone and/or Fitbit device near a payment terminal to make a Contactless payment.
Please note: your device must have NFC (Near Field Communication) Technology.
Further Information & Support
- For full details on T&Cs and Fees/Charges please visit currentaccount.ie
Check out our ‘Frequently Asked Questions‘ for more details.
The Currency Conversion Tool is available here.
**Updated Terms and Conditions and Fees and Charges as of 28th July 2022**
Other Member Services
Savings
Find out everything you need to know about saving with Waterford Credit Union
- Why Save?
- How do I Save?
- Deposit Guarantee Scheme
- Types of Savings Accounts
Insurance
Find out everything you need to know about insurance with Waterford Credit Union
- Loan Protection Insurance
- Life Savings Insurance
- Payment Protection Insurance
- Death Benefit Insurance Travel, Home & Car Insurance
Waterford Credit Union - a real and beneficial alternative to your bank.