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Online Banking & Mobile App

Online Banking

You can register for CU Online+ on our website or Mobile App and access it 24 hours a day, free of charge.

It’s quick, it’s easy, and it puts you in control.

What can you do online?

  • Check account balances & recent transactions
  • View / print statements
  • Apply for Current Account/ Debitcard
  • Transfer money
  • Pay bills
  • Calculate loan repayments
  • Apply for a loan
Online Banking Mobile App

Waterford Credit Union Mobile App

Where can members download the ‘Waterford Credit Union’ app?

‘Waterford Credit Union’ app can be downloaded from the ‘App Store’ using an iPhone or Google ‘Play Store’ on Android.

Simply search ‘Waterford Credit Union’.

If a member is not registered online, there is a link on the app to our online registration page, where they can register.

When logging in via the Waterford Credit Union app (after the first log in) members can set the facial recognition/fingerprint option if they have these options available on their phone.

If someone does not have facial recognition/ fingerprint option, they simply use their online banking login details.

Not a member..

If someone attempts to download the app and is not a member, there is a link on the app ‘Join our credit union’ that will bring them to our website where they can sign up to become a member.

What are you waiting for, download our new app today!

Credit Union Loan Types

What happens after the member registers?

After registration is received by Waterford Credit Union, the member will receive a call/e mail from us for verification. The member will then be sent a PIN number by SMS to their mobile, this is to be used in conjunction with their PASSWORD (which they created when they first registered).

– The first time a member logs into their account whether via the website or the mobile app they will be required to enter:

  1. Username
  2. Password
  3. OTP (One time passcode sent via SMS)
  4. PIN (8-digit number received by SMS after registration)
  5. Create a memorable word (required later if you forget your password).

Other Member Services


Find out everything you need to know about saving with Waterford Credit Union

  • Why Save?
  • How do I Save?
  • Deposit Guarantee Scheme
  • Types of Savings Accounts


Find out everything you need to know about insurance with Waterford Credit Union

  • Loan Protection Insurance
  • Life Savings Insurance
  • Payment Protection Insurance
  • Death Benefit Insurance Travel, Home & Car Insurance
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